Effective Date: July 7, 2025

Borno and Company Tax, Accounting, & Financial Services LLC ("we", "our", or "us") respects and values your privacy. This Privacy Policy describes how we collect, use, and protect your personal and financial information when you use our website https://www.bornoandcompany.com/ and related services.

By using our website or engaging with our services, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

In the course of providing professional accounting and financial services, we may collect the following types of information:

a. Personal and Contact Information

• Name
• Email address
• Mailing address
• Phone number

b. Financial and Tax Information

• Social Security Numbers (SSNs)
• Tax Identification Numbers (TINs)
• Financial statements
• Tax returns and documentation
• Banking information (only as needed for filings or consulting)

c. Usage Data

• IP address
• Browser type
• Device information
• Pages visited on our website

d. Cookies
We use cookies and similar tracking technologies to enhance user experience, analyze website traffic, and support marketing efforts.

2. How We Use Your Information

We use your information for the following purposes:

• To deliver accounting, tax preparation, consulting, and financial services
• To maintain accurate records and comply with professional standards
• To respond to your inquiries and provide customer support
• To send relevant updates (e.g., tax deadlines, regulatory changes)
• To maintain the security and functionality of our website

We will only use your personal and financial information for the purposes for which it was collected, unless we obtain your prior consent or are legally required to do otherwise.

3. Disclosure of Your Information

We do not sell, rent, or trade your personal or financial information. We may share your information with:

• Authorized employees and contractors, bound by confidentiality obligations
• Service providers that help us deliver our services (e.g., cloud storage, e-filing systems)
• Regulatory or legal authorities when required by federal or Florida law
• With your consent, for specific disclosures or referrals

4. Your Rights

As a Florida resident and client, you have the right to:

• Request access to the information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your data (subject to legal and regulatory retention requirements)
• Opt-out of non-essential communications

To exercise your rights, please contact us at greg@bornoandcompany.com .

5. Data Security

We implement industry-standard security measures to safeguard your personal and financial information, including:

• Encrypted data storage and transmission
• Secure client portals for document exchange
• Access controls and staff confidentiality training
• Regular system monitoring and software updates

Despite our efforts, no online transmission or storage system can be guaranteed 100% secure.

6. Retention of Information

We retain your information for as long as necessary to fulfill our professional and legal obligations, including IRS regulations, Florida Board of Accountancy rules, and other applicable standards.

7. Third-Party Links

Our website may include links to third-party websites, such as tax software providers or financial institutions. We are not responsible for the privacy practices or content of those external sites.

8. Children’s Privacy

Our website and services are not intended for children under the age of 13. We do not knowingly collect information from children.

9. Updates to This Policy

We may update this Privacy Policy to reflect changes in our practices or regulatory requirements. Revisions will be posted on this page with an updated effective date.

10. Contact Us

If you have questions or concerns about this Privacy Policy, or if you’d like to exercise your rights, please contact us:

Borno and Company Tax, Accounting, & Financial Services LLC

7750 W. 26^th Ave., Unit 4 Hialeah, FL 33016
Email: greg@bornoandcompany.com
Phone: 754-302-3374

Terms of Service for Accounting Services

Effective Date: July 7, 2025

These Terms of Service ("Terms") govern the provision of accounting services ("Services") by Borno and Company Tax, Accounting, & Financial Services LLC ("Company", "we", or "us") to the client ("Client" or "you"). By engaging our Services, you agree to be bound by these Terms.

1. Scope of Services

We will provide accounting services as agreed in writing, which may include:

• Bookkeeping
• Financial statement preparation
• Tax preparation and filing
• Payroll processing
• Business consulting and advisory services

Services outside this scope will require a separate agreement.

2. Client Responsibilities

• Provide accurate and complete information in a timely manner.
• Review documents and reports provided and notify us of any errors.
• Maintain backup records of all financial data and supporting documents.
• Comply with all applicable laws and regulations.

3. Fees and Payment

• Our fees are outlined in your engagement letter or proposal.
• Invoices are due [e.g., upon receipt / within 15 days].
• Late payments may incur a [X]% monthly interest charge.
• We reserve the right to suspend or terminate Services for unpaid balances.

4. Confidentiality

We will maintain the confidentiality of your information, except as required by law or as authorized by you. All client records will be stored securely and used solely for providing services.

5. Limitation of Liability

We strive for accuracy but cannot guarantee error-free work due to reliance on client-provided information. We are not liable for any damages arising from errors, delays, or omissions unless due to our gross negligence or willful misconduct. Our total liability will not exceed the fees paid for the specific service in question.

6. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or liabilities arising out of your misuse of our Services or failure to comply with applicable laws.

7. Termination

Either party may terminate Services at any time with written notice. Upon termination, you are responsible for all fees incurred to the date of termination.

8. Ownership of Work

Work products we prepare, such as reports or financial statements, are your property upon full payment. We retain the right to use aggregated, anonymized data for internal purposes.

9. Governing Law

These Terms are governed by the laws of Florida/USA]. Any disputes will be subject to the jurisdiction of the courts in Florida.

10. Amendments

We may update these Terms from time to time. We will notify you of any significant changes.

By continuing to use our Services, you acknowledge that you have read, understood, and agreed to these Terms.

Mobile Communications

By providing your mobile phone number and opting in to receive messages from [Your Company Name], you consent to receive SMS messages related to our accounting services, including appointment reminders, updates, alerts, and marketing messages (if applicable).
Message and data rates may apply. Message frequency varies. You can opt out at any time by replying "STOP." For help, reply "HELP" or contact us at greg@bornoandcompany.com